Trust Without Friction
The Trust Layer for
AI Agent Payments
AI agents can automate everything—except payments. Without secure rails, every transaction is a fraud risk. APTO enables agents to pay safely, with user-controlled mandates and real-time fraud detection.
$0B
Agent Commerce by 2027
0
Secure Payment Rails Today
1
APTO
AP2 Protocol
x402 Stablecoins
Multi-Rail Support
Real-time Settlement
Enterprise Security
How It Works
1
User Sets Mandate
Define spending limits, merchants, and categories
2
Agent Requests Payment
AI agent initiates transaction via A2A protocol
3
APTO Verifies & Executes
Risk check, mandate validation, secure settlement